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Limited Company Accounts

What is a director’s loan account and why does it matter?

Answered by the TAG Accountancy team · Norwich, Norfolk

Quick Answer

It records money moving between you and the company outside salary and dividends. If you owe the company money at year end and it is not repaid within…

It records money moving between you and the company outside salary and dividends. If you owe the company money at year end and it is not repaid within nine months and one day, the company pays a temporary section 455 charge of 33.75% on the balance until it is cleared.

Balances over £10,000 also create a taxable benefit in kind unless you pay the company interest at HMRC’s official rate. It is one of the most common and most avoidable problems we see, and it is much easier to manage during the year than to unwind afterwards.

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